Cross out financial fuss with our easy dental payment plan

Delaying a healthy smile due to costs? Forget the fret of finding funds and enjoy a more comfortable way to pay with our convenient dental payment plan.

Dental costs leaving you a little cross?

Sometimes, it’s impossible to plan for dental costs. Maybe unexpected treatment has caught you by surprise in the past.
With us, financial curveballs are no longer your cross to bear. Our easy and affordable dental payment plan allows you to pay for your treatment in monthly or fortnightly instalments. Plus, our upfront fees mean you’ll never get hit with unknown costs — you can find all of our pricing clearly listed on our Treatments page.
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Zero-pressure dental payments

A gorgeous, healthy smile? Get it now

No need to put off or save up for the dental care your teeth deserve

Choose a comfortable way to pay

You decide how much and how often with manageable instalments

Easily apply online for fast funds

Most applicants enjoy approvals in under an hour and same-day payouts

Flexible finance

for all


MediPay helps you cover all out-of-pocket costs through comfortable instalments over time. The online application is easy with approvals in 60 minutes or fewer, and payouts available on the same day.
Apply online
With Afterpay you’ll never pay interest and there are no additional fees when you pay on time. Afterpay also offers smart spend limits to ensure you never bite off more than you can chew.
Apply online
National Dental Plan ensures you’ll never pay interest, but you will get the smile you deserve. Pay fortnightly or weekly and monthly fees are capped ($8). Simply apply via the humm app or in-clinic.
Apply online

Ready to say


to your new dentist? Get our Price List here.

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Did a question about dental payment plans cross your mind?

How do dental payment plans work?

Dentists with payment plans help to take the stress out of covering dental costs, giving you a more flexible way to pay for your treatment.

With MediPay, you’ll be able to spread out the cost of your dental treatment over time by making monthly, fortnightly or weekly repayments. When you set up your plan, you’ll be able to select the repayment amount and frequency that suits your budget best. Plus, there’s no need to worry about remembering when to pay — all instalments will be direct debited automatically from your chosen bank account.

The online application process is fast with most applications approved in under 60 minutes. Funds are typically available on the same day with payouts made directly to us so you can rest easy knowing your treatment costs are covered.

How do I know if I’m eligible?

MediPay offers an instant eligibility check so you’ll know if their dental payment plans are suitable for you in less than 10 seconds. Simply jump on their website and follow the link to see if you’re eligible — easy!

Do you have interest-free payment plans?

Not at this stage. However, the interest rates on MediPay’s payment plans are very competitive and are calculated based on your credit score for the term of your plan.

Are there any additional fees?

MediPay does charge a small monthly administration fee, as well as a loan approval fee — but these costs will be clearly outlined on your payment plan paperwork. No hidden fees here!

Do you accept private health funds?

Absolutely! We accept all major health funds at Dentistry At The Cross with on-the-spot rebates available.

Depending on your policy, your health fund may cover some or most of the costs of your dental treatment. But be sure to contact your insurer to discuss your policy inclusions and level of coverage before committing to any treatment. And don’t forget to bring your health fund card to your appointment!

Get the care your teeth 

need now

(without the cost crunch)

Book now

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